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<strong>Rates of interest</strong> for Personal Bank Loan

a personal bank loan from Axis Bank helps to ensure that you will not need to get right back regarding the goals which you have actually set on your own, be it the right wedding for the youngster, the complete renovation of your house or even a fun-filled vacation for your household. Avail an individual loan beginning with Rs. 50,000 as much as Rs. 15,00,000 with just minimal paperwork and appealing rates of interest. Here you will find the interest rates for unsecured loans with tenures as high as 3 years.

Fixed Rate Loan 1 Yr MCLR Spread over 1 12 months MCLR Good ROI Reset
personal bank loan 8.10% 3.90%-15.90% 12%-24% No Reset

Personal Bank Loan Charges

Trying to find a Personal Loan online? Axis Bank provides the most appealing interest levels and fees on signature loans. Refer the table below to learn more.

Schedule of costs**

payment instruction / tool return charges Rs.500/- per example of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per example + GST as relevant
Penal Interest @ 24% per annum in other words. 2% each month on the overdue installment.
Duplicate statement issuance charges Rs.250/- per instance per set + GST as relevant.
Duplicate Amortization schedule issuance fees Rs.250/- per instance per set + GST as relevant.
Re-Issuance of photocopy of loan agreement/documents Rs.250/- per instance per set + GST as relevant.
Credit Information Organizations (CICs) Report Issuance Costs Rs. 50/- per instance per set + GST as applicable.
Duplicate NOC Rs. 500/- per instance per set + GST as relevant.
Stamp Duty Charges According To State Stamp Act

**(Subject to alter according to Bank’s discernment from time for you to time)
** Goods and Services income tax (GST) should be charged additional according to the relevant prices, on all of the charges and charges (anywhere GST is relevant)

Interest schedule and rate of costs for unsecured loans with tenure significantly more than 36 months

interest rate 12% to 24per cent
payment instruction / tool return charges Rs.500/- per example of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per example + GST as applicable
Penal Interest @ 24% per annum for example. 2% every month on the overdue installment.
Duplicate statement issuance charges Rs.250/- per instance per set + GST as relevant.
Duplicate Amortization schedule issuance fees Rs.250/- per instance per set + GST as relevant.
Re-Issuance of photocopy of loan agreement/documents Rs.250/- per instance per set + GST as relevant.
Credit Information Organizations (CICs) Report Issuance Costs Rs. 50/- per instance per set + GST as applicable.
Duplicate NOC Rs. 500/- per instance per set + GST as applicable.
Stamp Duty Charges Depending On State Stamp Act

**(Subject to improve according to Bank’s discretion from time for you time)
** Goods and Services tax (GST) will soon be charged additional according to the relevant rates, on most of the charges and costs (anywhere GST is relevant)
For further details, please just click here For rate of interest and routine of prices for signature loans with tenure significantly more than 36 months

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